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Our People: Colin Smith

"The most effective leaders are highly collaborative, approachable, empowering and motivating, with an emphasis on teamwork. This is the Opta culture - a culture that continuously delivers proven results for our clients."

From the desk of Colin Smith

An understanding of rating by peril combined with the depth of information that Opta has available and the results of an earlier water score R&D project lead me to believe that Opta could develop a highly analytical peril score model. With help from Klaas Westera and Maureen Tomlinson, both Opta team members, we established a Peril Score™ steering committee comprised of 5 P&C carriers with representation from both their underwriting and actuarial/analytics teams. During the development of Peril Score™, from early exploration through to our first release, we actively solicited direction from these clients, enabling them to share their thoughts with us in a collaborative environment so that we could build a product that best meet their needs. The result - Opta Peril Score™ is the strongest predictive peril scoring product available in the market, and of significant benefit to our clients due in large part to their involvement and direction.  


Colin has been a part of the insurance industry for 20 years and has been with SCM for the past two and a half years. Colin’s experience in the industry has enabled a deep understanding of the insurance business and its challenges, especially within the Property and Casualty industry.  Colin is known as much for his innovative and creative ability to solve and improve insurance business challenges as he is for his collaborative nature.  He is driven by his strong desire to help his team and his customers succeed. Colin holds his Chartered Director (C.Dir) designation from McMaster DeGroote School of Business and a Bachelor of Mathematics from University of Waterloo.