Residential Solutions

	iClarify Residential A single address is all you need to unlock geo-coded risk intelligence. With information on more than 18 million residential properties nationwide, iClarify™ delivers instant access to Canada’s most accurate construction features, valuations, geo-coded imagery, Fire Underwriters Survey® (FUS) protection grades, predictive Peril Scores and flood risk so you can assess risk with confidence and rate with precision.
	Change Detection From roof degradation to home renovations, building permits to real estate data, Change Detection uncovers 20+ features that shift a property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and protect profitability at renewal.
	Residential Peril Score Verisk Canada's Peril Score (1-100, 100=high risk) is a model that predicts the loss cost for six different perils at residential level to inform whether premiums are adequate with the level of exposure. Understand water damage, sewer backup, wind/hail, and more at the time of underwriting.
	Flood Score Verisk Canada's Flood Score model (0-100, 100=high risk), delivers real-time access to flood exposure within 50-, 100-, and 1,000-year periods. Understand pure premium and average annual losses (AAL) to support decision-making.
	Inspection Score Detect where to inspect. By combining Verisk Canada's analytical capabilities with our technical expertise on the ground, you can proactively identify—on a risk-by-risk basis in your portfolio—which properties are more prone to have claims and need to be inspected based on known loss issues ranging from poor housekeeping to the condition of oil tanks and wood stoves. This targeted approach is a strong mitigation strategy allowing you to re-rate risks and collect proper premiums on heavily underinsured properties.
	Health Check Instead of waiting for things to get better, a proactive approach can ensure you don’t dislocate good business and good risks from the bad ones. Get a scan of your entire in-force book to identify which risks are good, which should be removed, and which are worth keeping but at a higher premium.
	Vision Surveys Collect adequate premiums for your exposures by obtaining the most up-to-date information from your insureds. Vision surveys provide a non-invasive means to survey your insureds and is one of the most cost-effective methods to authenticate rating and underwriting variables within personal, automobile, and home portfolios in Canada.