Opta Precise Services Loss Control

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    Precise Compact Report

    Precise Commercial Risk Assessment Report


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    Access enhanced reports with deeper insights to help you prioritize files quickly. Opta Precise Services has modernized loss control reporting to help you quickly identify and assess risk information. Our new reports are filled with time-saving features, updated underwriting forms and actionable recommendations, so you can home in on underwriting concerns and coverages.


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    Residential Solutions

    Residential Property Inspections

    Precise Comprehensive Report

    The Comprehensive Report is generated after a room-by-room review of the entire dwelling. It is specifically designed to meet reporting needs of all types of homes, ranging from high-valued Executive homes to modest dwellings. The Comprehensive Report includes a full loss control review and Supplementary Reports on items such as wood stoves, fuel storage tanks, out-structures, home-based businesses, rental units, and renovation exposures through the all-new Course of Construction Supplement. Updated Recommendations are displayed along with colour-coded severity level and accompanying photographs, enabling the reader to quickly identify and assess underwriting hazards.

    All Comprehensive Reports include a Replacement Cost Appraisal of the home, using Precise’s proprietary replacement cost valuation tool. The Replacement Cost calculation is supported by a fully dimensioned building diagram as part of a site plan, indicating key distances of the home to items like out-structures and nearby bodies of water.

    Precise Select Report

    The Select Report provides the same qualitative risk information as the Comprehensive Report, but does not include the Replacement Cost calculation and related details. The Select Report is generated after a room-by-room review of the entire dwelling. Typically used for lower low- to mid-range value homes, the Select Report includes a full loss control review and Supplementary Reports on items such as wood stoves, fuel storage tanks, out-structures, home-based businesses, rental units, and renovation exposures through the all-new Course of Construction Supplement. Updated Recommendations are displayed along with colour-coded severity level and accompanying photographs, enabling the reader to quickly identify and assess underwriting hazards.

    Residential Appraisals

    Precise Evaluation Only Report

    The Evaluation Only Report focuses on the rebuilding cost and includes a Replacement Cost Appraisal of the home, using Precise’s proprietary replacement cost valuation tool. The Replacement Cost calculation is supported by a fully dimensioned building diagram as part of a site plan.

    Standalone Report

    The Solid Fuel Burning Appliance Report

    Available as a Supplement to the Comprehensive or Select reports, or on an individual standalone basis.

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    Commercial Solutions

    Precise Commercial Risk Assessment

    The Precise Commercial Risk Assessment is a versatile commercial survey with custom-tailored information for a wide range of classes of business, such as:

    • Restaurants and liquor-licensed establishments
    • Retail
    • Apartments and Condominiums
    • Hotels and Motels
    • Garage and Autobody
    • Daycare Centres and Nursing Homes
    • Printers
    • Religious Facilities

    Underwriters will value the Precise Comprehensive Assessment Report as a key decision-making tool that saves time in assessing risk. The Precise Comprehensive Assessment Report delivers all the details required with deeper insights in an at-a-glance format, plus a front-page risk summary. The addition of details such as the FUS (Fire Underwriters Survey) Fire Grading Index and a Site Plan make this the most comprehensive report available in the marketplace.

    Commercial Appraisal Services

    Research suggests that as many as 70% of Canadian buildings are underinsured by as much as 40%. Ensuring proper Replacement Cost estimates is an important component of an overall prudent risk management program. Precise utilizes in-house custom valuators, as well as industry recognized valuation tools to establish an accurate replacement cost appraisal in a cost-effective manner. Our expert team of professional valuators leverage decades of experience and a wealth of data of cost comparisons.

    To accommodate heritage properties, we offer a specialty appraisal that will simplify the insurance valuation process while providing key information required for replacement of these unique properties.

    Manufacturing Surveys

    Get a comprehensive understanding of the manufacturing process at the premises, what type of product is being made, the raw materials required, the types of machines used, and the final product description.

    Premise Liability Surveys

    Develop a clear understanding of the type of due diligence practices that should be in place for any business or property that receives visitors, delivery people, or other invited persons on their premises.

    Product Liability Surveys

    Get a detailed overview of operating procedures, goods produced, construction or installation methods, and the completed operations hazards of various products.

    Contractor Equipment Surveys

    Receive a comprehensive overview of the type of equipment they are insuring, the type of business operating that equipment, and the physical area surrounding the operations. This comprehensive report helps determine the scope of a risk as it pertains to loss prevention, improving safety, or enhancing protection.

    Course Of Construction Surveys

    Construction activities on an insured site need to be effectively monitored by underwriters, brokers, and risk managers. These surveys are conducted in order to provide accurate information regarding risk throughout all stages of construction from site preparation to final wrap-up.

    Playground & Equipment Assessments

    Safety is paramount when it comes to playground and equipment used for recreation by children and youth. Ensure your playgrounds and equipment are free of potential hazards and equipment that is in disrepair by providing Playground & Equipment Appraisals. They evaluate all spaces to determine potential liabilities and keep everything compliant with all current safety standards.

    Specialized Services

    We have the capability to go above and beyond what a regular insurance appraisal requires with our extensive knowledge and background in a variety of specialized areas that require insurance surveys and appraisals, including:

    • Building and Fire Codes
    • Safety, Fleets, and Plan Reviews
    • Aviation
    • Ship-building yards
    • Marinas
    • Sprinkler Plan Reviews
    • Construction sites
    • Boiler Programs
    • Environmental Sustainability Verifications
    • Building Condition Reporting
    • School Board and University Risk Programs
    • Dealership/Fleet Programs
    • Hospital Risk Assessments
    • Government Risk Programs
    • Real Estate - Property Management Risk Programs
    • Cooperative Housing Projects
    • Crime and Security Assessments
    • Fire Plans

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    Why choose Opta Precise Services

    With approximately 150 loss control experts across Canada, Opta Precise Services is the leading provider of loss control services in Canada with the experience to handle all types of residential or commercial properties in an effective and professional manner.

    Highlights of the prescise services offerings - leaders in control, largest coverage, industry-best data and insights, your partners in loss prevention

    School of Loss Control

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    Opta Precise Services delivers comprehensive educational programs consisting of both Residential and Commercial Courses. Since 1961, our School of Loss Control has been nationally recognized among Brokers, Customer Service Personnel, Fire Prevention Personnel, Industry Vendors, Loss Control Personnel, Risk Managers, and Property & Casualty Underwriters. Our instructors are experts in their fields and utilize real-life examples in each course to ensure participants are equipped with the knowledge and skills required for their profession. Collectively, all of the educational components intend to provide valuable information and knowledge about loss control, help identify loss control deficiencies early, and to mitigate future losses.

    Residential Seminars focus on technology topics, including Residential Systems, Solid Fuel Burning Appliances, Fuel Storage Tanks, Water Damage Prevention, Home Safe Home, and Evaluation Systems. Seminars are delivered either in-person or via convenient webinar.

    Commercial Courses focus on specialized areas include Building Construction, Fire Protection and Basic Hazards; Special Hazards and Processes; Liability Loss Prevention; and Automatic Sprinkler Systems. These courses are conducted in-person and range from 3-4 days in length.

    Custom Courses are available based on specific client needs, trends, and any specific topics of interest or concern.

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